If a client is injured in a car accident, what is true about their Accident Benefits?

Study for the RIBO Auto Equivalency Test. Learn with multiple choice questions and hints. Prepare effectively for your exam!

The statement that, if a client is injured in a car accident, they must go to their automobile insurer for Accident Benefits coverage when knocked down crossing the street, is correct because it reflects the nature of Accident Benefits in the context of motor vehicle accidents. In jurisdictions with no-fault insurance systems, such as Ontario, Accident Benefits are available to individuals injured in car accidents regardless of who is at fault.

This includes situations where the individual is struck by a vehicle while crossing the street. The primary source of their Accident Benefits would typically be their own automobile insurer because the coverage is intended to provide support for medical expenses, rehabilitation costs, and other types of benefits related to injuries sustained in automobile-related incidents. Moreover, this ensures that the injured party receives prompt medical attention and financial assistance, regardless of fault, which is a core principle of no-fault insurance systems.

The other options, while they touch on aspects of Accident Benefits, do not accurately encapsulate the correct procedure or rights regarding compensation for injuries sustained in such scenarios.

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