If an insured has a 5-year-old van and buys a new car, is the new car covered in a no-fault accident after five days?

In the context of no-fault insurance, if an insured buys a new car and they currently have coverage under their policy, the new vehicle is typically covered automatically for a limited period after purchase—often five days. This automatic coverage is designed to ensure there is no gap in protection for newly acquired vehicles, allowing the policyholder time to inform their insurance provider and formally add the new vehicle to their policy.

In this case, since the insured has a five-year-old van and purchases a new car, the new vehicle would indeed be covered in the event of a no-fault accident within that five-day window. This provision is particularly valuable as it protects the insured against unforeseen accidents during the transitional period when they might not have yet updated their policy.

For accurate coverage details, it's essential to verify the specific terms and conditions outlined in the actual insurance policy, as they can vary by insurer. However, under the typical provisions of no-fault insurance, the new car would be covered for the first five days.