In an accident where Veh#1 is at fault and uninsured, from whom can the owner of Veh#1 obtain payment for medical expenses?

Study for the RIBO Auto Equivalency Test. Learn with multiple choice questions and hints. Prepare effectively for your exam!

The owner of Vehicle #1 can obtain payment for medical expenses from the insurance policy of Vehicle #2 in situations like this due to the principles of liability and insurance coverage. In many jurisdictions, when an uninsured driver is at fault in an accident, the victims (or affected parties) can often seek compensation from the insurance of the other party involved in the accident, which in this case is the policy covering Vehicle #2.

This means that if Vehicle #2 was not at fault, the injured parties, including the owner of Vehicle #1, may be able to make a claim against the at-fault driver's insurance policy, assuming the other policyholder has coverage that applies to the incident. This principle is often referred to as "subrogation," where one party can seek compensation from another party’s insurance when they are not at fault.

Understanding how different insurance claims can interact is crucial for navigating the consequences of accidents, especially involving uninsured drivers.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy