Is the theft of the infotainment system, which was installed after purchasing a vehicle, covered by the insurance?

The theft of the infotainment system, which is an aftermarket addition to a vehicle, typically falls outside the coverage of standard auto insurance policies. Most auto insurance policies cover the vehicle as it was originally manufactured, including factory-installed equipment. When modifications or accessories such as an aftermarket infotainment system are added, their coverage depends on the specifics of the insurance policy.

In most cases, unless the insurance policy specifically includes coverage for aftermarket parts or the owner has purchased additional coverage for these enhancements, the theft of the infotainment system would not be compensated. Insurance companies usually categorize such modifications as non-standard and not automatically included in the standard coverage, which can lead to the conclusion that they are not covered in the event of theft.

Thus, in the context of general auto insurance practices, the theft of the infotainment system not being covered aligns with the common exclusions found in many standard auto insurance policies.