What are "endorsements" in the context of an auto insurance policy?

Endorsements in the context of an auto insurance policy refer to additional coverage options or adjustments that modify the terms of the existing policy. They allow policyholders to customize their insurance by adding coverage for specific risks that may not be included in the standard policy, such as roadside assistance or rental car reimbursement. This flexibility helps meet the unique needs of the insured, ensuring better protection tailored to their individual circumstances.

The concept of endorsements is critical in auto insurance as it enables flexibility; policyholders can enhance their coverage to suit changing needs or preferences. Understanding endorsements equips policyholders with the ability to not only increase their protection but also to be informed about the implications of their coverage choices.