What does OPCF 20 Coverage for Transportation Replacement provide coverage for?

The chosen answer is correct because OPCF 20, also known as the Coverage for Transportation Replacement, specifically provides coverage for reasonable expenses associated with the rental of a substitute vehicle, as well as costs incurred for taxi cabs and public transportation when an insured auto is out of commission due to damage. This coverage is designed to assist policyholders in maintaining their mobility and transportation needs while their primary vehicle is being repaired or replaced.

This option recognizes both the rental of a substitute vehicle and the use of alternative transportation methods, which is aligned with the purpose of the coverage. The terms "reasonable expenses" indicate that the coverage is not unlimited, allowing insurers to ensure that claims are fair and in line with standard costs associated with transportation alternatives.