What happens in the case of an at-fault accident involving another car and a cyclist?

In the scenario of an at-fault accident involving another car and a cyclist, the situation is considered covered under typical auto insurance policies. When a driver is deemed at fault for an accident, their liability coverage generally applies to all damages caused by their actions, which includes damages to other vehicles, property, and bodily injury claims from individuals such as cyclists involved in the incident.

Most auto insurance policies include liability coverage specifically designed to cover costs associated with injuries and damages inflicted on third parties in accidents where the policyholder is responsible. This means that if a driver collides with a cyclist, the insurance would typically cover the medical expenses of the cyclist and any damage to their property, assuming the driver carries the necessary liability coverage.

This coverage is important as it protects not only the driver but also ensures that those injured, like cyclists, receive compensation for any injuries sustained as a result of the accident. Hence, the determination that the scenario is covered aligns with standard practices in auto insurance related to at-fault accidents.