What is "comprehensive coverage" in auto insurance?

Comprehensive coverage is designed to provide protection against damages to a vehicle that do not result from a collision. This type of coverage typically encompasses a wide range of incidents, such as theft, vandalism, natural disasters, fire, and falling objects. Therefore, option B accurately describes comprehensive coverage as it emphasizes the protection against non-collision-related incidents that could lead to damage or loss of the vehicle.

This coverage is essential for vehicle owners who want to safeguard their investment from a variety of risks that are outside of their control and unrelated to driving, thus offering peace of mind in terms of broader protection over potential losses.