What is the feature of the Standard Owners Policy #1?

The Standard Owners Policy #1 is designed to provide comprehensive coverage that includes both property damage and personal injury. This means that if an insured individual is responsible for causing an accident that results in damage to someone else's property or injury to another person, the policy will cover the costs associated with these liabilities.

This feature is fundamental in providing financial protection and ensuring that the policyholder is not left to bear potentially overwhelming costs resulting from accidents. It is essential for drivers to have such coverage as it helps comply with legal requirements and provides peace of mind while on the road. Other choices focus on limited aspects of coverage or specific situations that do not encompass the broad protections provided by the Standard Owners Policy #1.