What is the main purpose of the Facility Association in Ontario?

The main purpose of the Facility Association in Ontario is to provide insurance coverage for high-risk drivers who are unable to obtain it through the standard insurance market. This organization acts as a safety net for individuals who, due to various factors such as driving history or other risk elements, find themselves unable to secure insurance coverage from traditional insurers. The Facility Association pools resources and facilitates these drivers' access to necessary insurance, ensuring they can remain compliant with legal requirements and operate their vehicles safely.

Other options do not correctly represent the core function of the Facility Association. While regulating insurance premiums, catering exclusively to low-risk drivers, or handling complaints are all important aspects of the broader insurance ecosystem, they do not align with the specific mission of the Facility Association to support high-risk drivers in obtaining necessary insurance.