What is true about Uninsured Automobile Coverage?

Uninsured Automobile Coverage is designed to protect insured individuals who are involved in accidents with drivers who do not have insurance. The correct answer indicates that this coverage extends to include accidental damage when the uninsured driver has been identified. In such cases, if the uninsured driver can be identified, the insured may claim against that driver for the damages incurred.

This aspect of the coverage plays a crucial role in ensuring that individuals are not left at a financial disadvantage when involved in accidents with uninsured drivers. It emphasizes the importance of determining liability and identifying responsible parties in auto accidents.

While other options present elements related to coverage, they do not capture the essence of what Uninsured Automobile Coverage specifically entails regarding identified drivers and the potential for claims in those scenarios. Thus, understanding this feature is key to comprehending the broader scope and benefits of uninsured automobile insurance coverage in protecting drivers from the risks of uninsured motorists.