What should you tell a prospective client with 5 impaired driving convictions?

The correct response is to have the prospective client complete an application for processing. This approach allows for a thorough evaluation of the individual’s circumstances and driving history. Even with five impaired driving convictions, there may be potential options for coverage depending on various factors such as the nature of the convictions, the time elapsed since the last conviction, and the client’s current driving status.

Filling out an application provides the necessary information to assess the situation comprehensively. Once this information is collected, it can be reviewed to explore any available solutions or alternatives within the insurance market, rather than outright dismissing the client or recommending they look elsewhere. This reflects a professional approach, allowing for the possibility of finding suitable coverage that considers the client's specific record and needs.

Alternative options might lead to prematurely closing off avenues for aiding a potential client. Having them complete the application opens the door to possibilities that might not be immediately apparent.