When should newly purchased automobiles be reported to the insurer under OAP 1?

Newly purchased automobiles should be reported to the insurer within 14 days under the Ontario Automobile Policy (OAP 1). This time frame is established to ensure that the new vehicle is covered as soon as possible, effectively allowing the policyholder to maintain continuous coverage. Failing to report the new purchase within this period could result in limited or no coverage for the vehicle, should any incident occur. It is crucial for policyholders to promptly inform their insurer about changes in their vehicle holdings to avoid potential gaps in insurance protection. This requirement serves the dual purpose of keeping the policy up to date and ensuring that the insurer has accurate information about the vehicles being insured.