Which of the following is covered under All Perils coverage of an auto policy?

Study for the RIBO Auto Equivalency Test. Learn with multiple choice questions and hints. Prepare effectively for your exam!

All Perils coverage is designed to provide comprehensive protection against a variety of potential risks associated with an automobile. This type of coverage typically includes damage resulting from accidents, theft, vandalism, weather events, and more. In this context, vandalism encompasses any intentional damage done to a vehicle, which is clearly covered under All Perils coverage.

By ensuring that incidents specifically involving malicious acts, such as damaging the car's windows or slashing tires, are included, the All Perils coverage offers significant peace of mind to policyholders. This makes it an essential part of a robust auto insurance policy, as it protects against unforeseen and undesired damages that could lead to expensive repairs or total loss of the vehicle.

Other factors mentioned in the options, like driving under the influence, radioactive contamination, and rusting, do not fall under this category. Driving under the influence often leads to legal or liability issues, while radioactive contamination is typically excluded from standard coverages due to specific policy limitations. Rusting, being a natural deterioration process due to the passage of time and environmental exposure, is generally not insurable under All Perils.

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